Hello Lovely Savers!

Today I am breaking down my experience with Coffee and Mascara’s “30 Days to $1000” challenge. I highly encourage you all to read her blog post about how she came up with this idea, she also talks about how she made it less daunting for herself, because believe me- it’s daunting!

Credit- Coffee and Mascara

I first saw her challenge on pinterest, and after some financial set backs in 2016 I was looking for a way that would help me rebuild my $1000 emergency fund. $35 dollars a day? Doesn’t sound too hard! Yeah, well maybe I shouldn’t have tried this during the Holiday season… The first week started out GREAT, I saved $245 and I was feeling awesome. Then a few more days passed and some more gift shopping happened, and I skipped one or two days just to make sure I’d be able to cover- blah blah blah. Excuses.

I rallied and kept going but $245 was a lot of money per week, and I found that even after I tried to cut corners to save more toward it, it was still a lot of money. I was sitting here, thinking, “how much money did she start with?! WHAT DOES THIS LADY MAKE PER HOUR?!”. Then I decided to actually read her post and felt like an idiot, because she wrote her post only one week into starting this. Well of COURSE she felt great, week one was a cake walk! It was every week after that was so annoying!

Well slow and steady wins the race so I started again, now I had over $500 saved, which in truth was pretty great considering I’d started with nothing. However, once again I had to peter out, because I needed to watch the amount in my checking account while all the purchases for Christmas went through.

So to review, ‘30 days to $1,000 Challenge’ awesome in theory, not so achievable in practice unless you already have some excess in your checking account and just can’t bring yourself to dump it all at once into savings.

Next Monday post- Inexpensive Date Ideas! Wanted to make sure you have time to plan before Valentine’s!

Sugar and Savings,

XOXO

Taylor